Solar System Financing Options
When investing in solar energy — whether it’s for residential systems, solar carparks, or large-scale solar farms — there are three main financing options to consider: upfront purchase, loan financing, or a Power Purchase Agreement (PPA). Below, we’ll explain each in detail to help you choose the best fit for your business.
For most commercial, industrial, and corporate clients, a capital expenditure (CAPEX) purchase is the preferred choice. This option allows you to own the system outright and start benefiting from energy savings from day one. An upfront purchase provides full ownership and long-term value — a one-time investment that delivers continuous returns over the life of your solar system.
Capex Purchase
Opting for a capital expenditure (CapEx) solar investment allows you to own your system outright and enjoy the full financial and operational benefits from day one.
Key advantages include:
- Full asset ownership
- Immediate savings and long-term ROI
- Eligibility for renewable energy incentives
- Access to depreciation and tax allowances
- Strong product warranties and liability protection
- One-time investment with lasting value
Solar Loan Options
At Lifecycle Electrical, we understand that every stakeholder has unique financial circumstances. That’s why we offer flexible loan structures that make switching to solar easy and affordable — often providing cash-flow positive results from day one.
Our solar loan advantages:
- $0 upfront payment
- Lower Levelized Cost of Electricity (LCOE)
- Immediate savings and positive cash flow
- Competitive low-interest rates
- Simple, fast approval process for loans under $150k
We proudly partner with Smart Ease, Brighte and 28Watt to deliver tailored financing options for our residential and commercial clients.
Power Purchase Agreement
With a Power Purchase Agreement, your solar system is fully funded, built, owned, and maintained by a PPA provider — you simply pay for the electricity it produces at a lower rate than grid power.
Benefits of a PPA include:
- $0 upfront cost
- Lower, fixed energy rates
- Protection from future price rises
- Payments linked to actual energy production
- Full operation and maintenance included
- Option to take ownership at the end of the term
This financing and ownership structure is currently not offered by Lifecycle Electrical.
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Matthew Salt
Director, Lifecycle Electrical
575+
Projects Completed
15+
Suppliers in our Network
10
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